Step 1: Determine Which Program You Qualify For

• SSDI is for individuals who have worked and paid into Social Security.
• SSI is based on financial need and does not require a work history.

Tennessee residents can apply for either or both programs if they meet the medical and financial requirements.

Step 2: Gather Required Information

Before applying, collect the following:

• Personal identification (Social Security number, birth certificate)
• Work history for the past 15 years
• Complete list of medical conditions
• Names, addresses, and phone numbers of all healthcare providers
• List of current medications
• Any recent medical records or test results

Step 3: Start Your Application

You can apply for disability benefits in Tennessee in the following ways:

• Online at ssa.gov
• By phone at 1-800-772-1213 (TTY 1-800-325-0778)
• In person at your local Social Security office (appointments recommended)

Be sure to complete the application thoroughly. Missing or incorrect information can cause delays or denials.

Step 4: Cooperate with the Disability Determination Services (DDS)

Once your application is submitted, Tennessee's Disability Determination Services will review your medical information and make a decision. You may be asked to:

• Attend a consultative exam with an SSA-approved doctor
• Provide additional medical evidence
• Respond to questionnaires about your condition and how it affects your daily life

Step 5: Track Your Application and Respond Promptly

You can create a my Social Security account to track your application status online. Respond to any communication from the SSA quickly to avoid delays in your case.