What are the disability benefits in Tennessee?
By Hogan Smith
Updated 05/07/2025
Living with a disability can significantly impact your ability to work and support yourself. Fortunately, residents of Tennessee have access to several federal and state programs that provide financial assistance and medical support. Understanding the types of disability benefits available and how to qualify can help you take the first step toward financial stability.
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Social Security Disability Insurance (SSDI)
SSDI is a federal program that provides monthly payments to people who are unable to work due to a qualifying disability and have a history of paying into Social Security.
Key SSDI Eligibility Requirements:
- You must have a disabling medical condition that is expected to last at least 12 months or result in death.
- You must have earned enough work credits by working and paying Social Security taxes.
- Your condition must prevent you from performing substantial gainful activity (SGA).
SSDI Benefits:
- Monthly cash payments based on your prior earnings.
- Eligibility for Medicare after a 24-month waiting period.
- Potential benefits for eligible dependents.
Supplemental Security Income (SSI)
SSI is also a federal program, but it’s based on financial need rather than work history.
Key SSI Eligibility Requirements:
- Be age 65 or older, blind, or disabled.
- Have limited income and resources.
- Be a U.S. citizen or eligible resident.
- Reside in Tennessee.
SSI Benefits:
- Monthly payments to help cover basic needs like food, clothing, and shelter.
- Automatic Medicaid eligibility in Tennessee for healthcare.
- May include additional state supplements depending on your living arrangement.
Tennessee Disability Determination Services (DDS)
The Tennessee DDS reviews disability claims submitted to the Social Security Administration (SSA). They decide if you meet the medical criteria to receive SSDI or SSI.
- All decisions are based on your medical records, work history, and how your condition impacts your daily life.
- If your initial claim is denied, you have the right to appeal.
Additional Resources in Tennessee
While SSDI and SSI are the primary federal programs, Tennesseans with disabilities may also qualify for:
- TennCare (Medicaid): Health coverage for low-income and disabled individuals.
- SNAP (Food Stamps): Nutrition assistance for low-income households.
- Vocational Rehabilitation Services: Help with job training and employment for those who want to return to work.
- Housing Assistance: Certain programs offer accessible housing or rental support.
How Hogan Smith Can Help
Navigating disability benefits in Tennessee can be overwhelming, especially if your claim has been denied or delayed. At Hogan Smith, we can help you:
- Understand whether SSDI or SSI is right for your situation.
- Apply for benefits and submit a complete, accurate application.
- Appeal denied claims and represent you at hearings.
- Collect and present strong medical evidence to support your case.
Contact Hogan Smith Today
Don’t try to handle your disability case alone. Let Hogan Smith guide you through every step — from filing to appeal. Contact us today for a free consultation and take the first step toward getting the benefits you need in Tennessee.
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