If you’re unable to work due to a disabling medical condition, you may qualify for Social Security Disability Insurance (SSDI) benefits. Understanding the SSDI process in Tennessee is crucial to successfully filing your claim and getting approved. This guide will walk you through each step of the SSDI process, from application to approval (or appeal).
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Step 1: Confirm Your SSDI Eligibility
Before starting the application, make sure you meet the basic SSDI eligibility requirements:
- You must have a severe medical condition that prevents you from working.
- The condition must last (or be expected to last) at least 12 months or result in death.
- You need to have earned enough work credits by paying Social Security taxes—usually 40 credits, with 20 earned in the past 10 years (fewer for younger applicants).
Step 2: File Your SSDI Application
You can apply for SSDI in Tennessee through several methods:
- Online at www.ssa.gov.
- By phone at 1-800-772-1213.
- In person at a local Tennessee Social Security office.
When applying, you’ll need to provide:
- Personal identification information.
- Detailed medical history and treatment records.
- Work history and earnings.
- Any other relevant documentation requested by the SSA.
Step 3: Disability Determination Services (DDS) Review
After you apply, Tennessee’s Disability Determination Services (DDS) will evaluate your medical evidence to decide if you meet the SSA’s definition of disability. They may:
- Request additional medical records.
- Ask you to attend a Consultative Exam (CE) with an SSA-appointed doctor.
Step 4: The SSA’s Five-Step Disability Evaluation
The SSA follows a five-step sequential process to decide if you are disabled:
- Are you working? If your earnings exceed the Substantial Gainful Activity (SGA) limit, your claim may be denied.
- Is your condition severe? Your condition must limit basic work activities significantly.
- Does your condition meet or equal a listed impairment? Conditions in the SSA’s Blue Book may qualify for automatic approval.
- Can you do your past work? If you can still perform your previous job, your claim may be denied.
- Can you adjust to other work? The SSA considers your age, education, and experience to determine if you can do other types of work.
Step 5: SSDI Decision and Appeals Process
- If your application is approved, you’ll begin receiving monthly SSDI benefits.
- If denied, you have the right to appeal through these levels:
- Reconsideration (a second review of your claim).
- Administrative Law Judge (ALJ) Hearing.
- Appeals Council Review.
- Federal Court Review, if necessary.
Appeals often require submitting additional evidence or clarifications.
How Hogan Smith Can Help
The SSDI process in Tennessee can be overwhelming, especially if your initial claim is denied. Hogan Smith can assist you by:
- Evaluating your eligibility and advising on SSDI requirements.
- Gathering and organizing thorough medical evidence.
- Filing your application correctly and on time.
- Handling communications with Tennessee DDS and the SSA.
- Representing you during the appeals process to strengthen your case.
Contact Hogan Smith Today
Don’t navigate the SSDI process alone. Contact Hogan Smith for a free consultation and let our experienced team help you through every step—from application to appeals. We’re here to ensure you get the benefits you deserve.
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