What Is Partial Disability?

Partial disability refers to a situation where:

• You are medically impaired, but not totally disabled
• You can still perform some work, but not the same as before
• Your earning capacity is reduced because of the condition

Partial disability is more common in workers' compensation cases, but may also apply in certain Social Security or state disability programs under specific criteria.

Partial Disability Under Workers' Compensation

Tennessee’s workers’ compensation program provides Temporary Partial Disability (TPD) and Permanent Partial Disability (PPD) benefits for individuals who were injured on the job.

• Temporary Partial Disability (TPD): Paid when you can work in a limited capacity and earn less than before.
• Permanent Partial Disability (PPD): Paid after you reach maximum medical improvement but still have permanent work restrictions.

Partial Disability and SSDI

Social Security Disability Insurance (SSDI) generally requires total disability — meaning you must be unable to engage in substantial gainful activity. SSDI does not provide partial disability benefits. However, if your condition limits you significantly but doesn’t meet the full definition of disability, your application may be denied.

In these cases, you may:

• Seek part-time work and explore vocational rehabilitation
• Look into state programs or private disability insurance for partial coverage

Proving Partial Disability

To qualify for partial disability under workers’ comp or other programs, you’ll need:

• Medical evaluations showing your functional limitations
• Work assessments proving reduced capacity or income
• A clear connection between your disability and work-related tasks (for workers' comp)